Expatriate Medical Insurance is essentially the same as the International Health Insurance. There are two (2) International Health Insurance Plans to choose from:

• International Health Insurance: International Citizen Series
• International Health Insurance: International Citizen Economy

What Is International Citizen Series?

The International Citizen Series (ICS) is MNU’s comprehensive major medical policy for individuals and their families traveling and residing worldwide. It provides coverage for Inpatient Hospitalization care as well as Outpatient Clinical care.

There are two plans available under ICS namely: the International Citizen Series Platinum and the International Citizen Series Premier.

If you desire worldwide coverage, including coverage in the US and Canada, the Platinum plan is right for you.

This plan is one of the most comprehensive medical insurance products available, featuring a $5,000,000 lifetime limit, worldwide medical coverage, Maternity benefits, Mental Health benefits, Wellness benefits and Emergency Medical Evacuation benefits.

If you desire worldwide coverage, excluding the US and Canada, the Premier plan will meet your needs.

What Is International Citizen Economy?

The International Citizen Economy (ICE) is MNU’s comprehensive major medical policy for individuals and their families traveling and residing worldwide. It provides coverage for Inpatient Hospitalization care as well as Outpatient Clinical care. It is a scheduled beneffit plan with set coverage amounts per service.

 PRODUCT SUMMARY

International Health Insurance: International Citizen Series

International Health Insurance: International Citizen Economy

I have enough information and I want to apply for The International Citizen Economy now. Please click here.

How Do I File A Claim?

Filing a claim is easy. Once your Application is accepted, you will receive a kit which contains Claimant's Statement and Authorization forms.

Just complete this Claimant's Statement and Authorization form, attach original, itemized bills, and forward them to MultiNational Underwriters®. Be sure to complete your Claimant's Statement entirely, sign it, and indicate a convenient time and location to contact you in the event questions arise.

If you have already paid certain expenses, attach copies of your paid receipts. You will be reimbursed for eligible medical or dental expenses. In many cases, MultiNational Underwriters® will make payment directly to the hospital or physician that treated you.

Remember, you are responsible for the deductible, coinsurance, and any ineligible charges.

Where Can I Get Help?

Whether you have misplaced your ID card or benefit booklet, need assistance with a claim, or have a question about benefits, MNU is always ready to respond. Frequently, these and other issues can be addressed with a short visit to Client Zone. Client Zone is an online account management and resource tool that allows you to:

• Change personal information
• Renew coverage and reprint ID cards
• Obtain details about claim filing, including downloading necessary forms
• Pre-Notify for certain medical procedures and hospitalizations
• Locate providers within the PPO Network
• Study destination, weather and travel security information using our Travel Intelligence and Planning System (TIPS)
• Access health and wellness information
• View and download brochures, obtain policy information, or get quotes for other products offered by MultiNational Underwriters®

You may access Client Zone by logging in at https://zone.mnui.com/clientzone/

At times, there is simply no substitute for human intervention. MNU Client Relations team is available 24 hours a day, 7 days a week to answer your questions and may be reached at no cost through our worldwide toll-free numbers.

Here is how you can reach MNU Client Relations from anywhere in the world, 24 hours a day, 7 days a week :

• Within US, please call 800-605-2282;
• Outside US, depending on the country you are in, please dial the respective country’s toll-free number. Click here to download MNU worldwide toll-free numbers; or
• Call MNU collect from anywhere in the world at 1-317-262-2132

Immediate support is available in several languages and can be provided in many others with the assistance of a translator. If a translator is needed, the MNU Client Relations Specialist will arrange one.

What Are The Steps Involved In MNU Online Application?

Step 1: Choose your desired coverage

Step 2: Input a few basic information

Step 3: Get Quote

Step 4: Fill out online application form and payment method

Step 5: Confirm Order and Proceed to checkout

How Secure Is MNU Online Purchase?

All information submitted through our "Instant Online Quoting and Application System" is transmitted and received through a high security sequel socket layer server with 128 bit encryption, thus offering one of the toughest security protocols available for data security.

When you buy insurance through MNU, you maintain control of your purchase decisions at all times. MNU is dedicated to making your insurance purchase as fast, easy, private and secure as possible.

MNU Privacy Policy

MultiNational Underwriters® is vigorously dedicated to the protection of your privacy. As a result, we offer one of the strictest policies in the industry. That is: we will never give, sell, rent, lease or otherwise transfer your name or information specific to you, to any person or entity other than our insurer, Lloyd’s, London, and outside investigative agencies which are used in the normal course of insurance underwriting.

Complete an application online,

For The International Citizen Series, please click here.

For The International Citizen Series, please click here.

Within 5 business days of receipt of your Application, MultiNational Underwriters® will inform you as to the acceptance of your application and your effective date, or of any additional information required to continue considering your application. Remember, your Application will become a permanent part of your record, and will become a part of your certificate of coverage. Answer each question thoroughly and legibly, and attach additional sheets if necessary.

If your Application is accepted, you will receive a fulfillment kit containing your Certificate of coverage, an identification card, a Claimant's Statement and Authorization form, and instructions on how to use your insurance.

f your Application is not accepted, MultiNational Underwriters® will promptly refund your premium.