Products' Unique Selling Points (USPs)

International Travel Medical Insurance: The Atlas Series

  • As low as USD1.50 per day for USD 1,000,000 worldwide coverage (Age 18-29).
  • Guaranteed issue plan as long as you meet the eligibility requirements and pay the necessary premium.
  • No age limit.
  • Cover Acts of Terrorism, Emergency Medical Evacuation and Complications of Pregnancy among other benefits
  • Cover eligible Inpatient and Outpatient medical expenses.
  • Cover acute on-set of pre-existing conditions for US Citizen under age 70.
  • With each adult parent or guardian covered, one child aged 10 or under is free.
  • Worldwide toll-free numbers.
  • Customer assistance available 24/7/365 in multi-language.
  • Immediate Policy issuance online.
  • Group and Annual plans available.
  • Optional Hazardous Sports Rider available for the adventurous traveler.

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International Health Insurance: The International Citizen Series

  • Available to citizens of all countries including those living in their own home country aged 14 days to 74 at the point of application.
  • Lifetime annual renewable for those who joined before age 65 and have maintained coverage for at least 10 years.
  • No medical questions at renewal.
  • Pre-existing conditions covered:
    • For Platinum Plan: Pre-existing conditions are covered from day one if declared and accepted.
    • For Premier Plan: Pre-existing conditions are covered up to a lifetime limit of USD 25,000 after 24 months of continuous coverage.
  • Worldwide coverage including USA and Canada for Platinum Plan.
  • Worldwide coverage excluding USA and Canada for Premier Plan.
  • Your choice of doctors and hospitals anywhere in the world.
  • Worldwide hospital referrals.
  • Worldwide toll-free numbers.
  • Personal patient advocacy services.
  • Customer assistance available 24/7/365 in multi-language.
  • Wellness benefits such as annual medical examination covered after 12 months of coverage.
  • For Platinum Plan: Two children aged nine and under covered free if both parents are covered.
  • For Premier Plan: One child aged nine and under covered free if both parents are covered.
  • As low as USD3.04 per day for USD 5,000,000 lifetime worldwide coverage, Platinum Plan (Male, Age 19-24).
  • As low as USD1.70 per day for USD 1,000,000 lifetime worldwide coverage, Premier Plan (Male, Age 19-24).
  • Optional Term Life with sum assured up to USD 100,000 is available.
  • Optional Dental Rider with your choice of dentists anywhere in the world covering Basic and Major dental procedures such as routine cleaning, periodontics, Endodontics, fillings, extractions, crowns, bridges and dentures.

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