International Travel Medical Insurance

International Term Life

PRODUCT DESCRIPTIONS

Types of Plan

  1. Basic Plan (Basic) : 1X Policy limit paid at death.
  2. Terminal Illness (TI) : Half of policy limit paid when diagnosed with terminal illness and 12 months or less to live. The other half of policy limit paid at death.
  3. Double Indemnity (AD) : 2X policy limit paid when death is result of covered accidental injury. 1X policy limit paid at death due to illness.

 

All Plans Features

  • Term Life Insurance - Up to 10 Year Term
  • No Cash Value
  • No Surrender Value
  • No Conversion Option

 

Underwriting Requirements

  1. Complete an IC+ International Term Life Insurance Application, may be completed on-line
  2. If the total amount of Life Insurance applied for (all companies) is greater than $350,000, a Financial Questionnaire is required. There are two Financial Questionnaires; one is required when the purpose of purchasing the insurance is Personal Protection, Inheritance Tax or in connection with a Private Residential Loan; the other is required when the purpose of purchasing the insurance is Keyman, or in connection with a Commercial Loan. Financial Questionnaires will be provided upon receipt of your application.
  3. A Medical Questionnaire, completed within 30 days of Application, by a licensed Physician, is required at the following amounts of insurance: ( A Medical Questionnaire will be provided upon receipt of your application)  

Age

Amount

Under 35

$225,000

36 to 45

$187,500

46 to 50

$150,000

51 to 55

$112,500

56 to 60

$ 75,000

61 to 65

$ 37,500

66+

Any amount


Note: These guidelines apply to "clean" Applications only. If there are disclosures, individual consideration will be given, and a Medical Questionnaire may be required.

This product is available only to individuals residing outside the US at time of Application. Premium surcharges will be made for individuals residing in "hot" areas of the world.

I have enough information and I want to apply for International Term Life now. please click here.

 

 

SERVICE & SUPPORT

How Do I File A Claim?

Filing a claim is easy. When there is a claim, you can either:

  • Access Client Zone by logging in at https://zone.mnui.com/clientzone/ with your policy number and Date of Birth (or password) to download the necessary forms; or
  • Contact MNU Client Relations by e-mail via insurance@mnui.com or by phoning 800-605-2282 or 317-262-2132 (collect calls accepted).

 

Where Can I Get Help?

Whether you have misplaced your ID card or benefit booklet, need assistance with a claim, or have a question about benefits, MNU is always ready to respond. Frequently, these and other issues can be addressed with a short visit to Client Zone. Client Zone is an online account management and resource tool that allows you to:

  • Change personal information
  • Renew coverage and reprint ID cards
  • Obtain details about claim filing, including downloading necessary forms
  • Pre-Notify for certain medical procedures and hospitalizations
  • Locate providers within the PPO Network
  • Study destination, weather and travel security information using our Travel Intelligence and Planning System (TIPS)
  • Access health and wellness information
  • View and download brochures, obtain policy information, or get quotes for other products offered by MultiNational Underwriters®

You may access Client Zone by logging in at https://zone.mnui.com/clientzone/

At times, there is simply no substitute for human intervention. MNU Client Relations team is available 24 hours a day, 7 days a week to answer your questions and may be reached at no cost through our worldwide toll-free numbers.

Here is how you can reach MNU Client Relations from anywhere in the world, 24 hours a day, 7 days a week :

  • Within US, please call 800-605-2282;
  • Outside US, depending on the country you are in, please dial the respective country’s toll-free number. Click here to download MNU worldwide toll-free numbers; or
  • Call MNU collect from anywhere in the world at 1-317-262-2132

Immediate support is available in several languages and can be provided in many others with the assistance of a translator. If a translator is needed, the MNU Client Relations Specialist will arrange one.

 

 

ONLINE APPLICATION

What Are The Steps Involved In MNU Online Application?

Step 1: Choose your desired coverage

Step 2: Input a few basic information

Step 3: Get Quote

Step 4: Fill out online application form and payment method

Step 5: Confirm Order and Proceed to checkout

 

How Secure Is MNU Online Purchase?

All information submitted through our "Instant Online Quoting and Application System" is transmitted and received through a high security sequel socket layer server with 128 bit encryption, thus offering one of the toughest security protocols available for data security.

When you buy insurance through MNU, you maintain control of your purchase decisions at all times. MNU is dedicated to making your insurance purchase as fast, easy, private and secure as possible.

 

MNU Privacy Policy

MultiNational Underwriters® is vigorously dedicated to the protection of your privacy. As a result, we offer one of the strictest policies in the industry. That is: we will never give, sell, rent, lease or otherwise transfer your name or information specific to you, to any person or entity other than our insurer, Lloyd’s, London, and outside investigative agencies which are used in the normal course of insurance underwriting.

 

How Do I Apply For International Term Life?

To receive a quote and complete an application online, please click here.

 

The following is a complete list of MNU International Health Insurance products:

A. Individual & Family International Health Insurance Products

 B. Group International Health Insurance Products

 C. Other International Insurance Products

 

International Travel Medical Insurance

 

US $1 million coverage of International Travel Health Insurance at as little as $1.50 per day. Insured by AM Best A (Excellent) rated Lloyd's, Lodon. Worldwide toll-free client support available 24/7 that speaks your language. For more details please click here.
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